Wednesday, September 21, 2016

How to Stay Motivated When Getting Our of Debt




Find a Community

If you feel alone, it's hard to stay motivated. If you join a group, and see that you're not the only one. It gives you motivation to keep going. There are many Dave Ramsey followers on Youtube, and I love watching their channels. They're documenting their journey. It's a great way to stay motivated. There are also many Facebook groups out there.

Progress

Don't forget to check your progress. It may feel like you are getting no where, but look back at where you started. Document where you started from, and check in from time to time. There are also debt free charts online that you can print, and use as a visual. Debt Free Charts

Reward Yourself

Put a reward system in place. When you pay off a certain amount, get halfway or complete your goal to get the reward. Obviously, this reward has to within reason.

Remind Yourself of the End Game.

Imagine what you can do with the money when you're out of debt. Imagine the security you can have with a fully funded emergency fund.

Keep Your Emotions in Check

Expect that you will have bumps in the road, life happens, murphy happens. You will still be okay. The budget takes times, and sometimes something comes up. Learning how to deal with these bumps will be important. Don't let yourself get discouraged, and decide to give up.


I highly recommend Dave Ramsey's Total Money Makeover.



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